Frequently Asked Questions
General Questions
What is Future-Focused Wealth?
Future-Focused Wealth is a client-centered financial planning and investment advisory firm designed to help individuals, families, and business owners create financial clarity and confidence through customized financial strategies.
Who do you work with?
We serve a diverse range of clients, including:
✔ Young professionals navigating student loans & career planning
✔ Families balancing college savings, retirement, and debt management
✔ Business owners and executives needing advanced planning
✔ Retirees looking for financial security and estate planning
Learn more about who we serve →
Fees & Financial Planning
What are your fees?
We believe in transparent, straightforward pricing with flat fees for financial planning and a tiered percentage for investment management.
- Student Loan & College Planning: $250 – $1,500 (One-Time)
- Comprehensive Financial Plans: $2,000 – $7,500 (One-Time)
- Investment Management (AUM): 0.50% – 1.00% of assets under management
Do you receive commissions?
Our firm primarily operates on a fee-based model, meaning the majority of our services are compensated through transparent, flat fees or investment management fees.
However, in certain situations, such as insurance products or specific solutions that are in a client’s best interest after thorough analysis, we may receive commissions. If that’s the case, we fully disclose any potential commissions before you make a decision—so you can trust that our guidance is always in your best interest.
Have more questions? Let’s talk →
Can I purchase a financial plan without investment management?
Yes! You can purchase a standalone financial plan without committing to ongoing investment management.
That said, financial planning is a process, not a one-time event. Without ongoing guidance, it’s like buying a new pair of running shoes and never taking them out of the box—the potential is there, but without action, it won’t get you to the finish line.
Our investment management services ensure your plan stays on track, adapting as your life evolves.
Explore financial planning options →
Investment & Planning Approach
What makes your approach different?
✔ Holistic, goal-based planning—Your race, your pace means we align strategies with your unique financial journey.
✔ Transparent, client-first approach—We prioritize strategies that best serve your financial well-being.
✔ Education-first philosophy—We empower you with the knowledge to make confident decisions.
Learn more about our planning process →
Do I need a lot of money to start investing?
Not at all! Our goal is to help you get started wherever you are. Whether you're building wealth from the ground up or managing existing investments, we create a plan tailored to your goals.
Schedule a free consultation →
Getting Started
How do I get started?
The first step is a free, no-obligation consultation to discuss your goals and see if we’re the right fit.
