Financial Coaching

Financial Coaching: The First Step Toward Financial Freedom

Before you can build wealth, you need a solid financial foundation. For many, the first challenge isn't choosing investments — it's breaking free from the burden of debt, poor money habits, and financial overwhelm.

That's why Future-Focused Wealth offers dedicated Financial Coaching, designed to help clients master their money, eliminate debt, and gain the confidence to take the next step toward long-term financial success.

Our Collaborative Coaching Partnership with Jason Lackey

To help our clients build a truly strong financial future, Future-Focused Wealth has established a strategic coaching partnership with Jason Lackey, a Ramsey Solutions Master Financial Coach and founder of LostInDebtland.

Jason works independently as a professional financial coach, focusing on debt elimination, budgeting strategies, and financial behavior change. Through our collaborative relationship, clients benefit from his specialized expertise — receiving the personalized support they need to reduce debt, stop living paycheck to paycheck, and gain financial clarity.

This partnership allows clients to begin their journey with structured financial coaching and then seamlessly transition into comprehensive financial planning with Melissa Cox, CFP® when they’re ready for wealth-building, investment strategy, and long-term goal setting. It’s a complete, end-to-end financial transformation — with expert guidance at every step.

Together, we help clients move from financial stress to financial success.

Why Coaching?

Financial coaching isn't about spreadsheets — it's about transformation.

Coaching helps you:

• Break free from the paycheck-to-paycheck cycle
• Stop feeling anxious every time you check your bank account
• Replace financial chaos with structure, confidence, and peace
• Prepare for long-term financial planning and wealth-building

Whether you feel stuck in debt, unsure how to budget, or frustrated that you "should know better," coaching creates space for change.

“Coaching is where financial freedom begins — it’s how you build the foundation before you start building wealth.”

What Does Financial Coaching Help You Accomplish?

✅ Eliminate Debt
Learn practical, proven strategies to break free from credit cards, loans, and financial stress.

✅ Create a Realistic Budget
Develop a personalized spending plan that actually works for you — no one-size-fits-all solutions.

✅ Change Financial Behaviors
Shift the habits and mindsets that have been holding you back, with guidance tailored to your situation.

✅ Build Confidence with Your Money
Coaching isn't just about paying off debt — it's about believing you can manage your finances successfully, long-term.

✅ Prepare for Wealth-Building
Coaching helps you get ready to work with a CERTIFIED FINANCIAL PLANNER™, so when you start investing, you’re truly ready.

What Makes This Different?

This isn’t generic financial coaching — it’s a purposeful first step in your journey toward wealth.

Unlike traditional financial planning, coaching focuses on:

• Day-to-day money habits
• Behavioral patterns
• Foundational skills
• Debt elimination

Once you’ve completed coaching, you’ll have the clarity and stability to transition confidently into wealth planning with Melissa Cox, CFP®, and Future-Focused Wealth.

Who is Financial Coaching For?

✔ Individuals overwhelmed by debt
✔ Couples wanting to get on the same page financially
✔ Families looking for structure and guidance
✔ Professionals who earn well but struggle with spending
✔ Anyone who knows they need help before planning makes sense

The Transformation

💡 Clients who complete financial coaching often say:

• "I finally feel in control."
• "We're no longer arguing about money."
• "I'm ready to invest without fear."
• "We paid off more debt in six months than we have in the last five years."

This is the power of financial coaching — real change that leads to financial freedom and a clear path to building wealth.

The Process

1️⃣ Discovery Session
Get clarity on where you are and where you want to go.

2️⃣ Coaching Engagement
Work with our partnered financial coach to address debt, behavior, and budgeting through personalized sessions.

3️⃣ Transition to Planning
Once you’ve built a strong financial foundation, move forward with Melissa Cox, CFP®, to create your personalized wealth-building plan.

Why Future-Focused Wealth Offers Coaching

Because we know financial planning isn’t always the first step.

We’ve seen too many people overwhelmed, stressed, and not yet ready to invest.
That’s why we offer financial coaching — to help you get your finances under control, develop healthy habits, and position yourself for lasting financial success.

Coaching is your bridge from surviving to thriving.

Get Started

📅 Schedule a Call With Jason Lackey
📅 Learn About Wealth Planning with Melissa Cox, CFP®

FAQ Section:

Is this coaching or planning?

Coaching helps you build a foundation — paying off debt, budgeting, changing behavior. Planning helps you build wealth once you're ready. We provide both, through a seamless process.

Who delivers the coaching?
 

All coaching is provided by Jason Lackey, a Ramsey Solutions Master Financial Coach and collaborative partner of Future-Focused Wealth.

Do I need to have a certain income to benefit from coaching?
 

Not at all. Coaching is about improving wherever you are — whether you make $30,000 or $300,000.