Jason Lackey Ramsey Solutions Master Financial Coach

jason@lostindebtland.com

From Survival to Financial Freedom: Jason's Story

 

Jason Lackey doesn’t just teach debt elimination — he lived it. Born into a home where financial chaos was normal, Jason’s earliest lessons about money were filled with scarcity, fear, and instability. His family lived paycheck to paycheck, floating checks, relying on credit cards, and enduring the constant anxiety of financial insecurity.

At 17, Jason joined the Army seeking structure, but without financial knowledge, he repeated the same patterns. Overspending, mounting debt, and financial stress followed him into adulthood. Even as he built businesses and worked hard, he was still living with the weight of bad money habits.

Everything changed during the 2008 recession, when Jason hit financial rock bottom. Facing the collapse of his business, overwhelming debt, and a growing family to care for, Jason discovered the world of personal finance education. For the first time, he realized the cycle could be broken.

 

Breaking the Cycle

 

Jason and his wife took drastic action:

  • Sold their home and vehicles
  • Downsized their lifestyle
  • Returned to school to increase earning potential
  • Built a debt-free plan from the ground up

By 2018, they became 100% debt-free. No car loans. No credit card balances. Just opportunity ahead.

What followed was more than just financial peace — it was transformation. Jason didn’t stop at getting out of debt. He began investing, acquiring rental properties, and building wealth. But the biggest shift? He found his purpose.

Jason’s calling became clear: help others experience the freedom he now lived.

 

Why Jason Coaches

 

Jason isn’t just a Ramsey Solutions Master Financial Coach by training — he’s one by experience. His coaching is rooted in real-life lessons, not just theory.

He created LostInDebtland to guide individuals and families out of the debt spiral and into financial confidence. He now partners with Future-Focused Wealth to offer clients a seamless transition from debt elimination to long-term wealth-building.

 

Jason’s Coaching Philosophy:

 

“I don’t just want you to get out of debt—I want you to break the chains for good. I know the fear, shame, and frustration. I’ve lived it. And I know freedom is possible.”
— Jason Lackey

 

How Jason Helps:

 

✅ Personalized Debt Elimination Plans
✅ Behavior and Mindset Coaching
✅ Budgeting That Works in Real Life
✅ Debt-to-Wealth Transition Coaching
✅ Partnership with CFP® Melissa Cox for Long-Term Planning

 

Jason's Approach with Future-Focused Wealth

 

While Jason runs his own coaching practice independently, his partnership with Future-Focused Wealth allows clients to:

  1. Eliminate Debt — with Jason’s coaching
  2. Develop Financial Habits — with Jason’s accountability
  3. Build Wealth — with Melissa Cox, CFP®, through strategic financial planning

 

Credentials:

 

Ready to Break Free from Debt?

 

👉 Book a Discovery Session with Jason

👉 Learn about Wealth Planning with Melissa Cox, CFP®

 

FAQs About Jason Lackey

 

What makes Jason different from other financial coaches?


Jason has personally walked the path from survival-mode to financial freedom. His combination of lived experience and Ramsey Solutions Master Coach training makes him uniquely qualified to help others break free from debt.

 

Is Jason an employee of Future-Focused Wealth?
 

No. Jason operates independently as the founder of LostInDebtland and partners with Future-Focused Wealth to help clients build a strong financial foundation before wealth planning.

 

Can Jason help me even if I feel hopeless about my finances?
 

Absolutely. Jason’s coaching is specifically designed for people who feel stuck, overwhelmed, or have “tried everything.” He knows the way forward because he’s walked it himself.